This has been, and still is, the main talking point for Personal Injury firms since George Osbourne's proposal to increase the personal injury claims limit to £5,000. But how will the proposed changes impact the Claimants access to justice when injured through no fault of their own?

Though it is unlikely any changes will come into force until 2017 at the earliest I for one am not sold that Motor Insurers will pass savings from the proposed reforms onto consumers. We have been here before (have we not) when the Competition Committee investigated the cost of Private Motor Insurance. Those figures did not add up and the saving to the average consumer was no more than the price of a pint. Hopefully a decision will not be based on ill based facts and figures with Claimants unable to get access to justice.